Explanations

What is Homeowners Insurance? Homeowners insurance is a specific type of insurance policy that protects homeowners against losses and damage caused by perils such as fires, storms, or burglary. It also covers legal costs if someone is injured in your[…]

Anyone who has sold real estate or obtained a mortgage in Florida has experienced the need to have a notary public acknowledge the execution of the deed or mortgage. For many, finding a qualified notary public can[…]

The word “homestead” may conjure up images of pioneers staking their claim on the open prairie, but for legal purposes, a homestead simply means a person’s primary residence.  The homestead exemption generally protects a primary residence from[…]

If you’re a homeowner and are thinking about moving, you may be wondering if you should look for a new home before selling yours or sell your home before you buy. Oftentimes, the timing in these situations[…]

As a home buyer, you’ll eventually reach a point where you have to make an offer on a house. The offer will be presented in the form of a purchase agreement, also known as a contract. This[…]

Negotiating your closing costs when buying a home could save you money. But how do you know which closing costs are negotiable and which aren’t? Average closing costs often range from 2% to 5% of the total loan amount,[…]

Halloween is among us and there’s nothing scarier than the big pile of paperwork between you and your new home. But don’t fret, Expetitle is here to help you get familiar with the key documents you’ll be[…]

Remember when people used to think millennials would never buy homes? Well, surprise! Millennial homebuyers have passed up baby boomers and Gen Xers for the fifth year in a row. While I love seeing more and more[…]

You’ve finally found your dream home and you’re getting ready to make an offer. It’s an exciting time! Congratulations!   Before you submit your bid, it’s important to understand what an Earnest Money Deposit (EMD, or even[…]

The home-buying process is a high-stakes thrill ride full of exhilarating ups and downs, but unquestionably one of the most deflating moments is when the appraisal comes in significantly lower than the accepted offer. This is, to[…]