Negotiating your closing costs when buying a home could save you money. But how do you know which closing costs are negotiable and which aren’t? Average closing costs often range from 2% to 5% of the total loan amount,[…]

Pre-approval means the lender is confident you have the ability to make the necessary down payment and an income that can sufficiently cover your future mortgage payments. At this stage, only one concern remains: the lender needs[…]

Many first-time home buyers are surprised to discover just how many ways a home purchase can go wrong. More importantly, you have to make sure your loan is a sure thing in order to make the purchase[…]